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Please note that to submit stale claims (claims over 6 months old) the user must first send a written request to the claims services Branch Manager.Only once the user receives written approval back from the Manager they can then submit stale claims.
It's better and less expensive to find the reason for the missing date by contacting the check writer rather than finding out when the check bounces and your bank hits you with a returned check fee.
Part 4-404 of the Uniform Commercial Code (assuming that your state has adopted this or something similar) states that financial institutions are under no obligation to pay a check drawn on a customer's checking account if the check is presented more than six months after it is dated.
When you write a personal check, you're supposed to write the date in a designated spot in the top right hand corner of the check.
Bank tellers are supposed to look at the date before allowing you to cash or deposit a check.
(2) A cheque is not invalid by reason only that- (a) it is not dated; (b) it is antedated or post-dated; or (c) the date it bears is a Sunday.
(3) For the purpose of determining whether a post-dated instrument is a cheque, the fact that the instrument is post-dated shall be disregarded.
Check fraud is a major issue for banks, as it results in losses for both consumers and financial institutions.
Fraudsters often steal checks and use chemicals to erase ink so that they can change the amount of a check or change the payee line.
Bank tellers handle hundreds or even thousands of checks on a daily basis.Tags: Adult Dating, affair dating, sex dating